Would you mind having your driving habits and skills monitored? If so, you may be able to fetch lower a insurance rate some day soon. See more from ELLEN ROONEY MARTIN in this ABA Journal article.
I think its a great idea and might be especially helpful for parents of new drivers, both financially, and for peace of mind knowing their child drives safely when s/he is not being watched by a human adult.
Of course it will be moot pretty soon anyway since Google will be controlling all the cars except those driven by Ubers!